I was reading a book today. In it was a story about a salesman who used to sell a product for about $300. He would call on people at night because most of the time they were working daytime. Many people loved the product and wanted it but they had to finance the $300.

It brought back many memories to me of when I lived like that 20-30 years ago. I remember when we first got married, we had to buy a refrigerator and pay $17 per month for 3 years to get it. Fast forward till today. Last year I bought the top of the line refrigerator and paid $2500 for it and didn’t have to finance it. A few months ago, I purchased a stove I wanted that was close to $2,000, again in cash.

There is a big difference in my life today and my life back then. Back then I had a “JOB” and today I don’t. Today I work for myself. I no longer trade hours for dollars. I have learned to become independent and leverage my time.

Today I would not take a job if someone offered to pay me a thousand dollars a day. I learned a JOB means “just over broke”. When I had a job I lived paycheck to paycheck. I didn’t have enough money to pay for anything, so I charged it or financed it. That meant everything I bought cost additional money for finance charges.

Do you live paycheck to paycheck or have you learned the power in leverage and freedom? Today I’m blessed to use OPM (other people’s money). Anything I want, I go and purchase on my credit card. The credit card gives me reward points that I can redeem for neat things or flight and trips. I pay off the credit card in full so there is no interest.

I’ve learned the only way to become free it to become independent. Work for yourself, leverage your time. Find a great business, and go to work and build it. It’s no fun living life broke. Only you can decide to make a change. It starts and ends with you.

I broke out of the paycheck to paycheck lifestyle. If I could do that, I know you could too. Take action and make it happen.


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