Archive for January, 2013


I see pros and cons flying around on the subject of MLM. Some love it and others hate it. For those of you wondering what MLM is, it stands for Multi Level Marketing. It’s no different than a direct sales business.

Many of you buy Life, health or car insurance policies. The agents are paid a commission when you buy the policy or renew it. Many times the owner of the agency gets an override on what his or her agents sell. MLM is no different. You make money selling products or services to the end user, and you make overrides for training others to gather customers and teach other distributors.

It’s a legitimate business, but it is NOT one that you make money on just by joining. You make money by going to work. It takes time and effort to be successful. Too often people start with good intentions, but then 2 or 3 months later, they are not rich so they quit. Others start, and see something that looks better, so they start over, and over and over.

You get no place by starting and not finishing. You do well if you put in the time and effort, consistently. It takes work and consistent effort.

I’m an average every day person. I worked over 15 years making money for a corporation and trading my hours for $$$. I’m very thankful I found MLM. I’m at the age now where if I had not taken the past 10-15 years to build an income in this industry, I’d be probably out of work, living on nothing, dead broke. Instead, I have no bills, I am able to enjoy life, help others and travel and see the world I missed out on while I was too busy sitting in my cubicle working 9-10 hours a day, 5-6 days a week.

Is MLM for you? Only you can decide that. Look at where you are in life, how secure you are and where you think you’ll be 5-10 years from now if you travel the path your on. IF you don’t like what you see, you might consider looking for an mlm business to build on the side. Start part time, put in 7-10 hours per week consistently over 5-6 years, and create a side income, to give you the things you want. It’s very doable if you are willing to put in that time.

Hope to see you one day on the beaches of the world.



History Of The Netherlands

Amsterdam is the capital city of the country of The Netherlands, as well as it’s largest city. It’s name is derived from “Amstiredamme”, meaning a dam built in the river Arristel. The entire city is below sea level, and sits atop wooden stakes. There are more than 150 canals and 1,200 bridges, and it’s sometimes known as the “Venice of the North”.

The total kingdom of The Netherlands is about 14,413 square miles. The entire country is roughly the size of Massachusetts and Connecticut combined.

Some people call the country The Netherlands, others call it the Kingdom Of The Netherlands and others simply Holland. It’s quite a charming little country.

The government is a constitutional monarchy. The monarchy is head of state, but the Prime Minister is the head of the government. The population is about 16.6 million, consisting of Dutch, Indonesian, Surinamese, Turkish and Moroccan.

The countries religion is primarily Roman Catholic, Protestant or Muslim.

The education is free, and compulsory for ages 4 – 16. After 16 a student must attend some form of education for at least 2 days a week. Colleges are also free.



We left our home at 4 PM, changed planes in Atlanta and arrived in Amsterdam at 10 AM in the morning. Of course the clock went forward 6 hours, so travel time was actually only about 12 hours going over. Coming back was a killer as we left at noon, and time went backwards (so it was really 6 am) and we didn’t make it home to our house till after midnight.

Everything in Amsterdam was DOUBLE Speed. At the airport, I had my laptop case and purse and coat, so we got to the esculator, (which they call a lift even though it goes DOWN). It was 2 -3 times faster than an American esculator. Since I can be quite a klutz at times, I opted for the elevator. Unfortunately, they don’t mark elevator buttons here by floor number, so they all said 1, 1 b, 1 L, 1A, (etc). I ended up in the basement where they were loading 2 crates with cute dogs. The dog loader got me to the baggage floor. I thought the B was Baggage I guess it was basement :)))

We finally got all our luggage, and then found this is a MASSIVE airport after you get off the plan, you end in an area that is bigger than most our malls, with all sorts of places to go, from buses to trains. It only took us about an hour to find the correct place to go for our hotel driver.

After we got checked in to the hotel it was about 3 pm their time. The hotel is also a lot different, It’s supposed to be 5 star, but very strange. They do not have ice machines, no coke machines, and they don’t use much ice. I guess that is because it’s chilly, but not as cold as I would have thought.

They also do not put sheets on beds in Europe. The hotel was nice, but the bed covers were a comforter ONLY, and it was split down the middle like 2 twin comforters. Also all toilets we found all over Europe all either had a push button IN the floor, or a push button on the wall, to flush. Many had no toilet lids. I found that very strange.

We went out to explore and took one of the river boats thru the canals, which were pretty cool. Lots of interesting architecture and all tall brick buildings. THere are hundreds of thousands or bikes, everywhere, With all the trains, buses and traffic, you’d wonder why, but i’ve never seen so many bikes in all my life.

We also found people walk at our running speed and there are LOTS of people.
After we had our boat ride, we found a restaurant and had dinner. The food was amazing but there were NO heavy people in the country, I would suspect that is from the walking and bike riding and the more normal sized portions they served. They don’t super size thing there.

Most of the people we have ran into in Amsterdam do speak English. We had no problems getting around or talking to people.

We spent the day exploring Amsterdam. The next day we went to join our River Boat where we planned to cruise the Rhine River.




I’m not a travel agent by any means, but I do like to travel. I’m making up for all the lost time.

I spent too much of my life stuck in the cubicle world trying to make a living. Part of my life I was not working as I chose to stay home and raise my children in their early years. Back then I had never heard of Newtwork Marketing so I had no idea I could work from home and still be with them. Later as they told older and school age I get a job and started working to build a “retirement” and future.

Unfortunately it was not any better as soon I was working long hours and not getting any time off to travel or even vacation. I enjoyed my job but after years of no free time, it got old.

When the do more with less philosophy began to infiltrate the corporate world, I soon began looking for another way.

I’m glad to say over the last 10-15 years I’ve build a nice mlm business that today gives me both the income and the time freedom. I’ve met some of the best people in the world, made lots of new friends all over, and gotten to see some of the coolest places in the world.

I’m thankful for the freedom to travel and see the world. How about you?



Amsterdam Walking Tour

The day after we arrived in Amsterdam, we were taken on an Amsterdam walking tour with a local guide. It was very interesting to learn about the city and culture.

The day before we explored the city on our own, this time places were shown and explained. It seems there are over a million bikes in Amsterdam. The reason is the city is built on canals, and there is very little room for cars. Cars drive the same place as bikes and walkers and bikes have the right of way. Parking in the city is very expensive, about 5 euros an hour, which is close to $7 US dollars.

People that do drive and park must be quite rich. So most people travel by train, walking or bikes.

The interesting thing is we saw very few overweight people any place in Europe. I have to attribute that to all the exercise they get walking or biking. Also the restaurants serve very good food, but normal size portions. You don’t see much super sizing over in Europe.

We also learned there re about a million or so houseboats. Many people live year round on a houseboats. They have running water and also electricity piped in to their boats, and garbage pick up by water. The canals are full so the country is not issuing any more houseboat licenses so those that own a houseboat, can sell an old beat up boat for big money as the new owner would get the license as well.

The city has an underground railway and also above ground train system. They have lots of old buildings all built of brick. They are usually tall buildings side by side, but also very skinny. You might see a house that is 4 or 5 stories tall, with a room on each story. The reason for that is they are taxed by the width of the house not the height.

Apartments are rent controlled. If you are a private owner of a building the government tells you how much you can charge for rent. That way everyone pays the same.

Most of the houses and apartments have a hook at the top of them to lift up any furniture. Because the inside of the houses are so skinny, the stairwells are very tiny and most furniture has to be raised in from the ground thru the window OR built inside a room.

The city is quite chilly and even in the summer the high temperature is in the 70’s so no need for air conditioning. It was very interesting to learn about the culture and see how people live different from the USA.

It was amazing to me also to see that the majority of all countries, speak 3 or 4 languages so most of the time, everyone we met spoke and understood English. Most of the restaurant menus were in Dutch, but also English descriptions as well, so it made it easy to see what you were ordering.

I could not get used to the fact that they served drinks without ice. If you asked for ice in your drink they did bring it but usually one or two ice cubes.

They also do not put sheets on beds. That seemed very strange to me. Everyone gets only a comforter, that’s it. No blankets and no sheets.

IF you decide to visit Europe this is an interesting country to see.


River Cruises Vs Big Ship Cruises

The cruise we just returned from was our first ever river cruise. I thought I’d write an article on river cruise vs big ship cruises for those of you that may not have river cruised. Being our first, we had no idea what to expect.

One of the big differences was it’s a much smaller setting on a river boat, with only about 200 guests and 80 staff vs 2,000- 4,000 and up on a bigger ship. On a big ship, every time you leave the ship, there are long lines, you are told to scan out and also bring your passports. We were very surprised to be told to please leave our passports in the safe and not to take them ashore as they would not be needed in Europe.

One lady asked what would happen if she got arrested. The program director laughed and said, “just don’t break the law”. He also said, the reason not to bring them to shore was it was the holiday season and should you lose them, it would be almost impossible to find a US Embassy open to get a replacement to go home. You do need a passport to leave the country.

We also found it very very laid back. Prior to finding our schedule change, I let the front desk know I would be expecting a friend to meet me in Speyer, when I was out on a tour and asked if they could board to wait on me, and they said absolutely, and took down their name. That would never happen on a big ship.

When we left the ship we just had to turn in our room keys at the front desk. They changed them for cards with our name, the ship name and a number for us to call if we got lost. When we came back we traded them back for our room keys. This way, they knew if everyone was on board. I thought that was kind of cool

Also they had a dinning room, and an upstairs lounge. You could eat upstairs for breakfast and lunch or downstairs, all your choice. It was nice because you got to come in and sit with different people, and because it was a small ship, you made lots of new friends. On bigger ships, people tend to come with big groups, so it’s harder to meet people or see the same people more than once or twice. On this ship there is only 2 places to go at night, dinner, or upstairs to the lounge area for the events or entertainment of the night. We made a lot of new friends.

River cruising is more relaxed. At first look at prices it appears to be a little higher than big ship cruising but there are just not all the extra add ons you have on the bigger ships. For example, on a big ship, all wine, beer, coke and even water in bottles are charged extra. On our river cruise we were left a plate of cookies and snacks in our room, as well as a refrigerator and free bottles of water. Also at all meals, wine, beer and cokes were included.

On a bigger ship if you want to take an excursion, you order and pay for them. On the river cruise in every port there was an automatic excursion either by bus or walking tours but you did not pay extra. You could opt out to see the city on your own or take the free tour. There also was a couple of extra type tours you could purchase after the original one if you chose to or if not you had free time in that city.

I’ve taken probably 2-3 dozen cruises on 4 or 5 different lines. I think the river cruise was the most fun and interesting of them all, because we saw other countries and cultures and even when we were sailing there were lots of sites to see along the river and narrated explanations on what we were seeing if you were upstairs, so it was like a another tour.

We also had the opportunity to meet and get to know more people. It was interesting to me that about 80% – 90% on our tour were from the USA. Since we all came the farthest that was quite a surprise.

The downside is the long long flights to get there and get home. Even though we traveled first class, we found it very tiring. I could not even imagine a flight this lone in the back section with the small seats and no way to make your chair into a bed. WE opted to make our own flight arrangements that way we could shop the air prices and pick our schedules. If you opt for them to do it, you had to go on their schedule.

If you’ve never river cruised, I would highly recommend it for a truly fun and relaxing vacation.

One place on my bucket list yet is to see Australia, but after this long flight, I’m going to have to figure a way to either cruise over and fly only one time, with long stops along the way or a round trip 6 month cruise. I don’t think I’d want to take a flight that long 2 times in the same month. I think when I do Australia, I will cruise over, stay a few weeks, then fly back to Hawaii, stay a few days, stop in LA for a few days and then fly home. That way I can rest up between flight.

All in all, I’m thankful to finally get to see some of the world.