I’ve lived in Florida all my life, but never had been to Coral Springs until this past week.  My husbands nephew’s wife was graduating from law school.  We had relatives coming down from the northern states, so we went down for the graduation.

Coral Springs is a small little city between West Palm and Ft Lauderdale.  It is a pretty little town.  It was very strange though as there were only 3 hotels in the entire city.  Two were Marriott’s and one was a La Quinta.   We stayed at the Marriott Courtyard.

It appears the main drag was University, and on Friday night the entire city seems to come out to go to eat on that strip.  there were blocks and blocks of restaurants but not too much parking.   There is also a pretty big Mall that was right by our hotel.

To me the cities down in south Florida all seem to run together.  The graduation was in Sunrise, or just a few exits down the interstate.  After the graduation we all went to Boynton Beach for dinner.   The day before we went to Deerfield Beach, which was a pretty beach, but again parking was limited.

We did go down to Boca Raton to a movie the last day.  They had a giant theater there with Valet parking and couch type seats.  While it was cool and comfortable,  I was surprised to see how many tickets they sold, as tickets to the movie were $23.50 each.  That did include a small bag of popcorn and parking, but drinks were $5-9.

It was not a big deal to me, but when we had a friend drop by today and we were telling him about the comfy theater, he was blown away by the prices.  He’s an every day working man so he would freak out about that.  I guess he’s sort of right in that we spent about $65 for a 2 hour movie for 2.  The funny thing is the theater was packed  so some others beside us must have been able to pay that.

If you’re down in South Florida,  you’ll find lots of traffic, however within the Coral Springs area it was not as bad as the rest of the bigger cities and it was quite pleasant.

As anything there are pros and cons but I truly believe MLM is a great industry. There is money in MLM for those willing to work for it. The sad part is most people quit before they start, or start and never finish.

MLM is an industry where you get paid for what you start. In the beginning what you start sometimes seems so small people think it’s not worth it. That is where they are wrong. If they just stuck with it, and gave it time to blossom they would learn that really truly is money in MLM.

Let’s do a What if comparison. Suppose you started an MLM and worked very hard for about 5-6 months. After getting your business started, you look at your checks and find you only earned $200 after expenses. You begin to think about how hard you worked and how little that seems.

On the other hand how much money would you need in savings these days, to produce a return of $200. Most banks, pay in tiers today. I know one of my banks only pays .5 % and that is if you have OVER $50,000 in the account. If you’re lucky you could find a bank paying .6% but again mostly likely you’d need ever more money to get that rate.

Let’s do an conservative average. If I had $200,000 and I was lucky enough to find a bank paying the .6%, I would make a whopping $120 on that money. If I had to settle for .5% its would be only $100. Now if put in $340,000 I would earn $204.

If you went and invested my money in the stock market instead, unless you’ve had better luck than me over the years you may be fortunate to get 5% return. These days that is a good number, but risky at best. Years ago I put $150K into mutual funds in the stock market, and unfortunately, ended up with $60K before I pulled my money out and put into an annuity paying a whopping 4% compounded. That was about 8 or 9 years ago and today it’s worth about $80K or about half what I had before I messed with the stock market. You can see why I don’t like investments.

Think about that $200 you earned, and keep on moving forward as what you built to get to that $200, will continue growing and compound as well. NEVER quit. Keep moving forward and give yourself time. There is really money in MLM over time, if you don’t give up.

I know if I can do this anyone can. I hope to see you at the top one day and celebrate your successes with you.

I think most of America wants to lose weight.  Just look around.  You see ads all over selling some magic pill or potient to lose weight.   A lot of times people buy into those things,  follow directions and lose a little.  However, as soon as they quite using the product sold, they gain it back.

I was so impressed by my friends weight loss that I went and joined Weight Watchers, with another friend.  It’s going to be an ongoing learning experience.  I was shocked when I learned the portion sizes.     They are MUCH smaller than I ever realized.

They give you a choice.  You can eat anything you want but you have to get in a certain number of balanced foods.  After 2 weeks  following their directions, I’ve lost 7 pounds so far.   The hardest thing for me is getting in all the types of foods they want.  They even want you to have “healthy oils” , dairy,  vegetables, and fruits.

I decided I just need to relearn how to eat the right sizes and also change my choices, so I’m eating healthier.  I’ll check in and keep you posted on how it goes.

They do have a cool new ap, so you can track things right from your phone.  It makes life easier.

This i sa notice to all MAC Users.

Mobile Me is going away in June 2012. IF you haven’t moved to the cloud you have to do so this month. The Cloud is not compatible with Snow Leopard or lower but you can move just your MAC mail over if you don’t want to upgrade to Lion.

Check their site at http://me.com Log in and choose the option to move your mail only.

I’m sad to see Mobile Me go yet the ICloud is supposed to be an improvement.  I don’t want to upgrade so I guess the clouse will only work with my mail and my phone until I go to Mountain Lion.

Just thought I’d let everyone know so time doesn’t run out on you.   I love my Apple, however,  I guess it’s time to get a brand new one, as I don’t want to make the upgrade switch.

Why is it that some people that choose to build an MLM business, seem to run out and sell everyone on being a distributor? It baffles me. Not everyone will want to be a distributor of any product or service, but many would become your customer if they liked your product. Don’t run off customers by trying to make them sell your product. All businesses need customers.

When you go to shop at any store, do they service you as a customer or do they try to sell you the store and have you open one?

Think about this. What If I wanted to open a retail store? What if I was the first Walmart EVER? I work and build and stock up the store. I open the doores but begin to think how much better it would be if I had a 2nd store accrosse town. So I go off and build store number 2. I get that one stocked and opened and then I start on a 3rd in another city.

I now have 3 stores. Sounds gooe, however, I have NEVER tried to attract any custoemrs. If I never had one customer in any of them, how much money would I make?

A Network Marketing business built right works the same way. It’s about everyone getting a handful of customers that use the products or services. When you’re talking to people, as them what THEY want. If they want to be a customer only, don’t rund them off by twisting their arms to get the to be a distributor.

Look for people that want to make extra income for distributors. Let customers be customers and don’t confuse the two.

Customers are your foundation, so teach everyone to start with customers and you will buld a healthy thriving business over the years. Happy customers are the lifeblood of any business. Give good customer service and they will be a source of many future referrals.

Never ever forget, all businesses need customers to be stable. MLM is no different.

I had an old friend from elementary school, catch up with me about a year or so ago. We met for lunch and caught up on old times. It was a lot of fun.

We vowed to stay in touch, and we have met for lunch several times, before she left the state for her 2nd home. She lives in the north 6 or 7 month of the year and then in Florida the rest of the time.

About 2 months ago, we met for lunch again, and I was stunned. She had lost about 25 pounds and was thin and trim. I asked her what she had done to lose all that weight, and she said she went to Weight Watchers.

I thought a little about that, and realized that most people I see that lose weight and keep it off, seem to go to Weight Watchers. I have been there myself over the years, a few times and it does work if you stick with it.

Obviously I didn’t. LOL LOL I guess I’ll give it another try, and I’ll keep you all posted with things I learn. I guess if you want to do anything, you have to stick with it. )

A good friend of mine Garth Wunsch shared this article with me and gave me permission to share this. Any of these quotes Would be funny for your Mother’s Day Cards.

25 REASONS I OWE MY MOTHER

1. My mother taught me TO APPRECIATE A JOB WELL DONE .
“If you’re going to kill each other, do it outside. I just finished cleaning.”

2. My mother taught me RELIGION.
“You better pray that will come out of the carpet.”

3. My mother taught me about TIME TRAVEL .
“If you don’t straighten up, I’m going to knock you into the middle of next week!”

4. My mother taught me LOGIC.
” Because I said so, that’s why.”

5. My mother taught me MORE LOGIC.
“If you fall out of that swing and break your neck, you’re not going to the store with me.”

6. My mother taught me FORESIGHT.
“Make sure you wear clean underwear, in case you’re in an accident.”

7. My mother taught me IRONY
“Keep crying, and I’ll give you something to cry about.”

8. My mother taught me about the science of OSMOSIS.
“Shut your mouth and eat your supper.”

9. My mother taught me about CONTORTIONISM.
“Will you look at that dirt on the back of your neck!”

10. My mother taught me about STAMINA.
“You’ll sit there until all that spinach is gone.”

11. My mother taught me about WEATHER.
“This room of yours looks as if a tornado went through it.”

12. My mother taught me about HYPOCRISY.
“If I told you once, I’ve told you a million times. Don’t exaggerate!”

13. My mother taught me the CIRCLE OF LIFE.
“I brought you into this world, and I can take you out.”

14. My mother taught me about BEHAVIOUR MODIFICATION.
“Stop acting like your father!”

15. My mother taught me about ENVY .
“There are millions of less fortunate children in this world who don’t have wonderful parents like
you do.”

16. My mother taught me about ANTICIPATION.
“Just wait until we get home.”

17. My mother taught me about RECEIVING .
“You are going to get it when you get home!”

18. My mother taught me MEDICAL SCIENCE.
“If you don’t stop crossing your eyes, they are going to freeze that way.”

19. My mother taught me ESP.
“Put your sweater on; don’t you think I know when you are cold?”

20. My mother taught me HUMOUR.
“When that lawn mower cuts off your toes, don’t come running to me.”

21. My mother taught me HOW TO BECOME AN ADULT .
“If you don’t eat your vegetables, you’ll never grow up.”

22. My mother taught me GENETICS.
“You’re just like your father.”

23. My mother taught me about my ROOTS.
“Shut that door behind you. Do you think you were born in a barn?”

24. My mother taught me WISDOM.
“When you get to be my age, you’ll understand.”

25. And my
favourite: My mother taught me about JUSTICE.
“One day you’ll have kids, and I hope they turn out just like you

It seems as the years go by the weight seems to creep up. I wish it didn’t.

I have watched many people go on fad diets, where they give up eating and drink just meal replacement shakes or just give up eating. The main thing I notice, is they dolose weight, but then when they return to normal eating, the weight creeps back on, and then some.

I wish I had an answer for that. I’ve done some of the same type things myself before I realized it is not worth doing anything that you don’t plan to do forever and ever. If you drink meal replacement shakes, do you plan on doing that forever?

If you don’t once you go back to normal foods the weight comes back on. So what do we do about it?

I had several people tell me my prior post was not for real.

Here is the link they sent me:

http://www.snopes.com/politics/taxes/debtfree.asp

I honestly don’t know what to believe as the other link on snopes says it is for real. I guess all of us need to keep a close eye on this and let our voice be heard if we can.

I thought this was important, so I’m passing it on to you. It’s time we all call our congressmen and let them know we won’t stand for this nonsense. Can you imagine paying your taxes and then having them take another 1% everytime you use your own money.

ON JANUARY 1, 2013, THE US GOVERNMENT WILL BE REQUIRING EVERYONE TO HAVE DIRECT DEPOSIT FOR SS CHECKS.

WONDER WHY?

Subject: HR 4646

Be sure to read entire explanation

Watch for this AFTER November elections; remember this BEFORE you VOTE, in case you think Obama is looking out for your best interest.

A 1% tax on all bank transactions is what HR 4646 calls for.

Do you receive a paycheck, or a retirement check from Social Security or a pension fund and have it direct deposit??

Well guess what … It looks as if Obama wants to tax it 1% !!!

This bill was put forth by Rep. Chaka Fattah (D-PA).

YES, that is 1% tax on all bank transactions – HR 4646, every time it goes in and every time money goes out.

Ask your congressperson to vote NO.

FORWARD THIS TO EVERYONE YOU KNOW!

1% tax on all bank transactions ~ HR 4646 – ANOTHER NEW OBAMA TAX SLIPPED IN WHILE WE WERE ASLEEP. Checked this on snopes, it’s true! Check it out yourself ~ HR 4646.

President Obama’s finance team is recommending a one percent (1%) transaction fee (TAX). Obama’s plan is to sneak it in after the November elections to keep it under the radar.

This is a 1% tax on all transactions at any financial institution – banks, credit unions, savings and loans, etc. Any deposit you make, or even a transfer within your own bank from one account to another, will have a 1% tax charged.

If your paycheck or your Social Security or whatever is direct deposit, it will get a 1% tax charged for the transaction.

If your paycheck is $1000, then you will pay Obama $10 just for the privilege of depositing your paycheck in your bank. Even if you hand carry your paycheck or any check in to your bank for a deposit, 1% tax will be charged.

You receive a $5,000 stock dividend from your broker, Obama takes $50 just to allow you to deposit that check in the bank.

If you take $1,000 cash to deposit at your bank, 1% tax will be charged.

Mind you, this is from the man who promised that, if you make under $250,000 per year, you will not see one penny of new tax.

Keep your eyes and ears open, you will be amazed at what you learn about this guy’s under-the-table moves to increase the number of ways you are taxed.

Oh, and by the way, if you receive a refund from the IRS next year and you have it direct deposited or you walk in to deposit that check, you guessed it. You will pay a 1% charge of that money just for putting it in your bank.

Remember, any money, cash, check or whatever, no matter where it came from, you will pay a 1% fee if you put it in the bank.

Some will say, oh well, it’s just 1%. Are you kidding me? It’s a 1% tax increase across the board. Remember, once the tax is there, they can also raise it at will. And if anyone protests, they will just say, “Oh,that’s not really a tax, it’s a user fee”!

Think this is no big deal? Go back and look at the transactions you made from last year’s banking statements. Then add the total of all those transactions and deduct 1%. Still think it’s no big deal?

The following is copied from Snopes:

1. snopes.com: Debt Free America Act•••
Is the U.S.government proposing a 1% tax on debit card usage and/or banking transactions?
…It is true. The bill is HR-4646 introduced by US Rep Peter deFazio D-Oregon and US Senator Tom Harkin D-Iowa. Their plan is to sneak it in after the…
…moved beyond proposing studies and submitted the Debt Free America Act (H.R. 4646), a bill calling for the implementation of a scheme to pay down the…
…[2010] by Rep. Chaka Fattah (D-Pa.). His “Debt Free America Act” (H.R. 4646) would impose a 1 percent “transaction tax” on every financial transaction…
Wed, 02 Nov 201111:27:37 GMThttp://www.snopes.com/politics/taxes/debtfree.asp